A Shariah-compliant partnership model that promotes shared ownership, shared responsibility, and sustainable business growth.
Service Overview
Musharakah is a partnership-based financing solution where SomMicroFinance and the client jointly contribute capital to a business or project.Both parties become partners in ownership, working together transparently to achieve success while adhering strictly to Shariah principles of fairness and risk-sharing.
Purpose of the Service
Promote partnership-based financing
Support business growth and expansion
Ensure fair profit and risk sharing
Encourage sustainable enterprises
How Musharakah Works
Partnership Agreement: Both parties agree on capital contribution and profit-sharing ratios.
Capital Contribution: SomMicroFinance and the client jointly invest in the business.
Business Operation: The business is managed as agreed in the contract.
Profit Sharing: Profits are distributed based on the agreed ratio.
Loss Sharing: Any loss is shared strictly according to capital contribution.
Who Can Benefit
Small and medium businesses
Startups and growing enterprises
Entrepreneurs seeking partnership
Joint venture projects
Key Features & Benefits
Fully Shariah-compliant structure
Transparent partnership terms
Shared risk and reward
Ongoing business support
Build Your Business Through Partnership
Musharakah financing empowers you to grow your business with trust, transparency, and shared success.