A Shariah-compliant partnership where capital and expertise come together to create sustainable business opportunities.
Service Overview
Mudarabah is a trust-based Islamic financing model where SomMicroFinance provides the capital, while the client contributes labor, skills, and business expertise.This arrangement enables entrepreneurs to start or grow businesses without the burden of capital investment, while ensuring fairness, transparency, and Shariah compliance.
Purpose of the Service
Empower skilled entrepreneurs
Support business startups
Promote trust-based partnerships
Encourage economic growth
How Mudarabah Works
Agreement: Profit-sharing ratio is agreed in advance.
Capital Provision: SomMicroFinance provides the full capital.
Business Management: Client manages the business using their skills.
Profit Sharing: Profits are shared according to the agreed ratio.
Loss Handling: Financial loss is borne by the capital provider unless negligence occurs.
Who Can Benefit
Entrepreneurs with business skills
Small business owners
Startups with viable ideas
Individuals seeking ethical financing
Key Features & Benefits
Fully Shariah-compliant model
Clear and transparent agreements
Fair profit distribution
Continuous advisory support
Turn Your Skills into a Business
Mudarabah financing allows you to focus on what you do best, while we support you with ethical capital.